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Legal

Disclosures

In accordance with the Equal Credit Opportunity Act, STEM Lending, Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer's income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

CT MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. MORTGAGE BROKER LICENSED IN NEW JERSEY. LICENSED BY THE PA DEPARTMENT OF BANKING & SECURITIES. ALL LOANS ARRANGED THROUGH 3RD PARTY PROVIDERS. NMLS#1648699
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site.

Equal Housing Opportunity

Licenses

STEM Lending, Inc. supports Equal Housing Opportunity. NMLS ID# 1648699 (www.nmlsconsumeraccess.org).

Stem Lending Licensed States

Colorado
Regulated by the Division of Real Estate per individual Mortgage Loan Officer. License No. 100509741 for Shantanu Sharma. To check the status of your mortgage loan originator's license, visit Colorado Division of Real Estate's website at https://www.colorado.gov/dora/division-real-estate.
Connecticut
Connecticut Mortgage Broker License No. MB-1648699.
New Jersey New Jersey Mortgage Broker License licensed by the New Jersey Department of Banking and Insurance.
Pennsylvania
Pennsylvania Mortgage Broker License No. 63347.
Virginia
Virginia Broker License No. MC-6817.

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