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IRS Tax Transcripts

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IRS Tax Transcripts, also known as 4506-T transcripts summarizes an individual's tax return information and includes Adjusted Gross Income (AGI). They are available for the most current tax year after the IRS has processed the return. Lenders can also get them for the past three years.

The 4506-T form authorizes mortgage lenders to retrieve the IRS tax transcripts and verify with the IRS that the documentation supporting mortgage applicants income verification matches those in the possession of the IRS.

4506-T Transcript
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