A cashier’s check also known as bank check is a secure way to make a payment.
The check itself is written by a depository institution such as a bank or credit union against its own funds.
When an individual requests a cashier's check from the depository institution e.g. a bank or credit union, money is moved out of individual's account and into the bank's account.
A bank representative in turn signs over the check to the named recipient, thereby guaranteeing the payment from the depository institution to the named cashier's check recipient.