Refinancing to better terms can help you save significantly in excess monthly interest payments. Apply today to find how much you can save.

House with Garage

How to save by refinancing?

Before co-founding Stem Lending in early 2017, Shantanu was CTO at Six Deg Inc, VP at Goldman Sachs and Citigroup and a Lead Scientist at GE Global Research. He was an early employee at Mismi, a TL Ventures funded FinTech tech start-up, and a Quantitative Strategist at Tower Research Capital.

Shantanu has taught courses to graduate and undergraduate level students and published over a dozen research articles having hundreds of citations in peer-reviewed journals and won multiple awards for his work.

Shantanu holds a PhD with Computational Biophysics emphasis from University of North Carolina at Chapel Hill and a BTech in Computer Science from Indian Institute of Technology, Kanpur, India.

Refinance Planning & Strategy

Our clients are often surprised by the refinance possibilities we present to them; by thinking outside the box we present exciting options to help consolidate their high interest credit card debt to lower interest mortgage and potentially take cash out for a major purchase.

Put less down payment — and get cash out of the equity gained in your real estate.

Cash Out Refinance

Reasons to Refinance
  • Get Cash
  • Lock in Better Offer
  • Change Mortgage Duration

You can transform your mortgage to better terms that let you plan for your financial situation.

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