Refinancing to better terms can help you save significantly in excess monthly interest payments. Apply today to find how much you can save.

How to save by refinancing?

Before co-founding Stem Lending in early 2017, Shantanu was CTO at Six Deg Inc, VP at Goldman Sachs and Citigroup and a Lead Scientist at GE Global Research. He was an early employee at Mismi, a TL Ventures funded FinTech tech start-up, and a Quantitative Strategist at Tower Research Capital.

Shantanu has taught courses to graduate and undergraduate level students and published over a dozen research articles having hundreds of citations in peer-reviewed journals and won multiple awards for his work.

Shantanu holds a PhD with Computational Biophysics emphasis from University of North Carolina at Chapel Hill and a BTech in Computer Science from Indian Institute of Technology, Kanpur, India.

Refinance Planning & Strategy

Our clients are often surprised by the refinance possibilities we present to them; by thinking outside the box we present exciting options to help consolidate their high interest credit card debt to lower interest mortgage and potentially take cash out for a major purchase.

Put less down payment — and get cash out of the equity gained in your real estate.

Cash Out Refinance

Reasons to Refinance
  • Get Cash
  • Lock in Better Offer
  • Change Mortgage Duration

You can transform your mortgage to better terms that let you plan for your financial situation.

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