Fellow immigrants, shop for the right home that best fits your budget by getting pre-approved first.
Mortgage Planning & Strategy
Our clients are often surprised by the possibilities we present to them; by thinking outside the box we present financing options they hadn't considered before:
Lower down payment options, First-time Home Buyer's Grant, Low Credit Mortgage Plans, all tailored for our customer's unique financing needs.
Factors Influencing Credit Scores
- Payment History
- Amounts Owed
- Credit History
- New Credit
- Types of Credit Used
You can comparison shop lenders that will give you the best mortgage for your needs.
We will fetch credit report with your consent and present the application to partner lenders for a loan estimate as soon as these six pieces of mortgage application are identified in the mortgage application:
- Consumer’s name
- Consumer’s income
- Consumer’s Social Security number to obtain a credit report (or other unique identifier if the consumer has no Social Security number)
- Property address
- An estimate of the value of the property, and
- The mortgage loan amount sought.
You can optionally share the following supporting documents, but note that these are not required for obtaining a loan estimate:
- W-2s, 1099s and tax returns for the last 2 years.
- Bank statements, pay stubs for last 2 months.
- Document evidencing any other assets.
- Copy of borrowers' driving license/photo ID.
Mortgage lenders have specialized. Today, no one mortgage lender claims to offer products which are best for low credit scores as well as high credit scores. For jumbo mortgages as well as FHA or VA loans.
We get to present your application across multiple lenders. By comparison shopping, you get to find the mortgage that works better for your goals.
Proper mortgage planning and selecting the right lender can help plan for your budget. Find the mortgage that's custom-tailored for your unique needs.
We take a consultative approach for mortgage, helping you find the right financing that best fits your needs. Take the first step in your home buying journey and get pre-qualified for the right mortgage.