mortgage discounts

How STEM Lending Delivers Mortgage Discounts

In the midst of a very competitive home selling season, borrowers are doing more upfront research to find the best ...
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Closing on Home

Closing On Your First Home? Read These Tips

Closing on your first home can feel overwhelming, especially if you've never been through the process before. There are so ...
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qualifying homeowners

Qualifying For a Mortgage As a First Time Homebuyer

High cost of living. Low wage growth. Student loan payment plans. Rent increases. With so many financial burdens to carry, ...
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Airbnb Rental Income Now Helps You Refinance Your Mortgage

If you're a homeowner and you're renting out rooms through AirBnb, congrats! You can now use that AirBnb income to ...
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how much home can I afford

How Much House Can I Actually Afford?

So, you’re interested in buying a house; that’s wonderful! Before you start falling in love with any homes for sale, ...
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homes san francisco

Cash-Out Refinance vs. Refinance

Owning a home is a big step toward building your credit and gaining equity. If you’re a homeowner, congratulations! Now ...
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jumbo home

Jumbo vs. Conventional Mortgage – Details To Know

As the homebuying season kicks off in earnest in the spring, buyers may find that the lack of inventory = ...
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Comparison shop your mortgage

First time home buyers: remember to shop, compare, negotiate

We’ve all been taught to shop around to find the best deal for the products and services we buy. Whether ...
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Philadelphia Skyline

Top 10 things Philadelphia mortgage seekers should know

Living in Philadelphia and ready to take a mortgage to finance your dream home? Buying a home is one of ...
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Bank or broker: which is best for home buyers?

First-time home buyers often wonder if reaching out to a bank or a mortgage broker is the best option for ...
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STEM Lending - Village Capital, Ben ranklin Tech Partners, UBS Selection

Philadelphia Mortgage Tech startup STEM Lending selected for VC Pathways program

STEM Lending, Inc. is proud to announce that we have been selected as one of the eight startups to participate ...
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Taxes and homeowners

How The Tax Bill Affects Homebuyers

For years, the US tax code has encouraged Americans, especially first-time homebuyers, to get "a piece of the American dream" ...
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Immigrants Family

Solving the mortgage needs of STEM immigrants in US

Recent immigrants to the United States face unique hardships and challenges when seeking all forms of loans: credit cards, auto ...
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millennials first house

How Millennials Have Changed Mortgage Shopping

Tech Savvy Mortgage Millennials You've probably seen us mention (multiple times) that Millennials are the single largest segment of home-buyers ...
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Mortgage Pre-approval Application

How to prequalify for mortgage?

Home buyers can simplify the steps of buying their dream home by prequalifying for a mortgage. So, what exactly does ...
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Mortgage Refinance

Mortgage Refinance 101: when to refinance and why?

Refinancing a mortgage can potentially be a great financial strategy, especially when the original mortgage was purchased at relatively unfavorable ...
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New Homes. New Homeowners.

Unexpected Costs for First Time Homebuyers

How to Keep New Homeowner Costs in Check Buying your first home is an exciting and breathtaking experience. However, as ...
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Home Mortgage Calculator

Mortgage Calculators – Essential for Financial Planning

Mortgage calculators enable us to measure how changes in mortgage terms will impact our future financial outlook. They form an ...
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Couple's Home

Learning basics of mortgages can help you save

Owning a home is a dream of many Millennials throughout the United States. However, with the ever increasing cost of ...
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Should I Add a Co-Borrower to my Mortgage Application?

Getting approved for a mortgage loan is the first step toward the milestone of becoming a homeowner. It is also ...
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