Shantanu Sharma, Ph.D.

Co-Founder & CEO

Dr. Shantanu Sharma is founder & CEO of Stem Lending, a FinTech startup he co-founded in May, 2017.

Before founding Stem Lending, Dr. Sharma held roles of CTO at Six Deg Inc. dba Yellowdig, VP at Goldman Sachs and Citigroup and of a Lead Scientist at GE Global Research. He was an early employee at Mismi, a TL Ventures funded FinTech tech start-up, and a Quantitative Strategist at Tower Research Capital.

Dr. Sharma has taught courses to graduate and undergraduate level students and published over a dozen research articles having hundreds of citations in peer-reviewed journals and won multiple awards for his work.

Dr. Sharma holds a PhD with Computational Biophysics emphasis from University of North Carolina at Chapel Hill and a BTech in Computer Science from Indian Institute of Technology, Kanpur, India.

Jatin Bhatia

SVP, Head of Mortgage Originations

Jatin Bhatia is Stem Lending's Senior Vice President and Head of Mortgage Originations.

Jatin brings over a decade of experience in research and analysis of Bonds, Mortgages and Corporate Credit Before joining Stem Lending, Jatin was Vice President at leading quantitative hedge fund, AQR Capital Management, LLC. He was the first employee of Silvus Technologies, which recently had a successful private equity exit to The Jordan Company.

Jatin holds Bachelor's degree in Electrical Engineering from IIT Kanpur, India, an MS from UCLA and a Master's in Financial Engineering from UC Berkeley Haas School of Business.

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