When going out to get a mortgage, the one thing people have as their top priority is to find the lowest rate of interest. This is quite different from shopping [...]

For first time homebuyers, the process of buying a home and the work involved can be overwhelming. As if searching for a real estate agent and a home wasn’t already [...]

Changes in mortgage rates are an important factor in our decision to purchase houses or refinance existing mortgages. It makes us wonder, what really causes the mortgage rates to rise [...]

Debt-to-Income ratio, or more popularly known as DTI, is a term that is frequently encountered when one is looking for a mortgage. Or, for that matter, applying for any kind [...]