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Shantanu Sharma PhD NMLS 1677482

Founder and CEO of Stem Lending, Inc.

Get your personalized mortgage quote:

NMLS: 1677482 (Individual), 1648699 (Company)

How to Refinance a Condo

Condos offer plenty of convenience, especially for urban residents. In cities, like the New York City — Jersey City metropolitan area where Stem Lending is headquartered, condos are often the most common option available. Refinancing a condo in the low mortgage rate environment can help homeowners get out of higher interest mortgages. However there are [...]
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Is an FHA loan good for you?

If you stumbled upon this article as a result of an Internet search you did, it’s quite possible that you are that excited home buyer who just found out that an FHA loan might help you buy that home for which you did not meet the requirements with a regular, conventional loan. If you are [...]
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Which mortgage is better?

When getting a mortgage, homeowners often run into this question: “Should I choose a shorter term mortgage or a longer term mortgage?” It is an important to answer. If you make the right choice at this stage, you can possibly save significantly over the life of the loan. And to make the right choice, it’s [...]
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